Equipment financing

Put the machine to work before you pay it off

Fixed-rate financing for bulk orders of two or more full-price units, through our lending partners. Apply in five minutes, get a decision in 1 to 2 business days, and keep your cash for the job.

7.9%APR as low as

1–2 daysApplication review

12–48 moFixed terms

2+Units, full price only

Eligible ordersWhat our lenders will finance

Bulk orders of 2 or more machines on a single invoice, any mix of categories

Equipment purchased at full list price, with no coupon, clearance or open-box discount applied

Order totals from $10,000 up to $250,000 per application

Applicants aged 18 or over with a US address in the 48 contiguous states

Businesses (LLC, corporation, sole proprietor) and individuals with a verifiable income source

Fair to excellent credit; established businesses may qualify on business credit alone

Not eligibleWhere financing does not apply

Single-unit orders, regardless of price

Orders using the GARAGE5 coupon or any other promotional discount

Clearance, open-box, demo and final-sale equipment

Parts, attachments and accessories ordered on their own

Shipping addresses in Alaska, Hawaii, US territories or outside the United States

Express Freight fees and warranty extensions, which are paid separately at checkout

Payment estimator

What would the monthly look like?

Enter the order total and pick a term and rate. The figure updates as you type, using standard amortization with no balloon payment and no fees. Rates shown are the bands our lenders most commonly approve.

Order total (before tax)

Term

APR

Estimated monthly payment

$—/ month

Amount financed—

Term × rate—

Total interest—

Total repaid—

Financing starts at a $10,000 order total (2 or more full-price units). Smaller totals are shown for reference only.

Estimate only. Final terms, rate and any documentation fee are set by the lender after review and depend on your credit profile, business history and the equipment financed. Sales tax, if applicable, is added to the amount financed.

How it works

From application to delivery

1. Apply Fill in the short form below or call us. We need the equipment you want, an estimated total and basic contact and business details.

2. Review Our finance desk matches you with the best-fit lender and submits the file. Expect a soft-pull pre-approval and a call within 1 to 2 business days.

3. Sign Approve the terms and e-sign the agreement. The lender pays us directly; you never front the purchase.

4. Ship Funding clears, the order enters processing and ships free from the nearest warehouse. Your first payment is typically due 30 days after delivery.

Terms at a glance

The fine print, in plain English

Rates and termsFixed APR from 7.9% to 15.9% depending on credit, over 12, 24, 36 or 48 months. The rate is locked at signing and never changes.

Down paymentZero down for approved applicants with good credit. Fair-credit approvals may be asked for 10% to 20% down, which reduces the monthly payment.

Early payoffNo prepayment penalty on any of our lender programs. Pay it off early and you only owe interest accrued to that date.

Credit checkPre-approval uses a soft inquiry that does not affect your score. A hard inquiry is only made when you accept an offer and sign.

Ownership and warrantyYou take title on delivery. The 1-year warranty, extensions and the 15-day return policy apply exactly as they do on a cash purchase.

Returns on financed ordersRefunds go to the lender, who closes or adjusts the account. Lender documentation fees, if any, are not refundable once the agreement is funded.

Financing application

Start your application

This is a pre-qualification request, not a credit application. It tells our finance desk what you want to buy so they can pick the right lender and call you with a plan. No credit inquiry is made at this stage.

Reply within 1 to 2 business days by phone or email

No obligation, no soft or hard credit pull until you say so

Have your business name, EIN (if applicable) and a rough equipment list ready for the follow-up call

Prefer to talk it through first? Call (904) 214-3064, Mon–Fri 9AM–6PM EST, and ask for the finance desk.

Thanks. Your email client should have opened with the request ready to send. If it did not, email info@garagequipments.com with the same details and we will reply within 1 to 2 business days.

By submitting you agree to be contacted about your request. We do not share your details with lenders until you ask us to proceed.

Building a fleet? Let's talk numbers.

Bulk pricing and financing go together. Call the finance desk or shop the catalog and note the units you want.

Call (904) 214-3064 Email the finance desk Shop equipment